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Aside from being safer to carry than cash, there are a few other benefits to having a Vanilla Visa gift card.
• There are no fees for the first twelve months.
• Zero liability fraud protection – If you find that there are fraudulent charges on your card, all you have to do is contact Vanilla Visa immediately and they will reissue you a new card. The new card will carry the same balance as your old card before the fraudulent charges occurred.
• Balance checks can be done anytime by phone or online at no cost.
• You are only spending the amount of money you have stored on the card so there is no need to worry about over-the-limit or overdraft fees.
• Nationwide acceptance – Since this card carries the Visa logo, it is accepted by millions of merchants nationwide.
Solve your gift shopping dilemma with the Vanilla Visa gift card. Don't know what size or color to buy? You don't have to with the Vanilla Visa gift card because one-size-fits all. Give it to anyone on your gift list and let them decide what to buy. That way you know they're getting something they'll really love.
What is the Vanilla Visa Card Vanilla Visa is a prepaid gift card. It's welcomed at millions of locations in the U.S., everywhere Visa debit cards are accepted, including retail stores and online merchants.
Making a purchase is easy Just present your card, sign the receipt, and go! At the time of purchase, give the card to the cashier and sign the receipt or push "credit" on the keypad. Although it states "debit" on the front of the card, most gift cards do not come with a PIN, therefore your purchase will be declined if you push "debit".
Know your card balance Know your card balance before you shop, as merchants cannot determine the balance on your card. If you try to purchase an item of greater value than your card balance, your card will be declined. You can check your card balance online for free, 24/7.
Using two forms of payment To purchase an item that costs more than the balance on your card just use a second payment method such as cash, check, or other credit or check card for the difference. Let the cashier know how much you will pay with each type of payment when you make your purchase
Your balance never expires However your card will expire. To replace your expired card and transfer your balance to your new card call customer service. A $5.95 shipping and handling fee will be accessed against your remain balance for the replacement card. See terms and conditions for details…
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Important Things to Know About Vanilla Visa Card
• You can use your Vanilla Visa Gift Card immediately after purchase.
• Know your card balance before you shop, as merchants cannot determine the balance on your card. If you try to purchase an item of greater value than your card balance, your card will be declined.
• To purchase an item that costs more than the balance on your card you will need to use a second payment method, such as cash, check, or other credit or check card, for the difference. Let the cashier know how much you will pay with each type of payment when you make your purchase.
• At the time of purchase, give the card to the cashier and sign the receipt or push "credit" on the keypad. Although it states "debit" on the front of the card, most gift cards do not come with a PIN, therefore your purchase will be declined if you push "debit".
• Write down your card number and keep it in a safe place.
• Remember to sign the back of your card.
• You may want to refrain from using you Vanilla Visa card to pay at the pump and opt for going inside. When using pay at the pump a hold may be place on your funds for a period of time until the final charge is processed.
• Please remember that when you are out for dinner and using you Vanilla Visa that the restaurant that if the bill is for $50 they will process a request for $60 in anticipation of a 20% tip. Thus if you have a $50 Vanilla Gift card the purchase will be declined.
• Your Vanilla Visa Gift Card does not have ATM access.
• It is recommended that you keep all receipts of purchases made with your Vanilla Visa Gift Card.
• There are no cash refunds.
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